Apply For Credit

We understand that applying for a car loan probably isn't on your bucket list, so we're here to make the experience as pain-free as possible. Choose which method you want to use to get the process started and we'll guide you from there.

Simple Application

 1 Minute

Short and sweet. Send us your basic contact info and we'll follow up to get the rest of the details.

Full Application

 5-10 Minutes

If you've done all your homework and want to fast-track your application, this one's for you.

Cargo Auto Financing

Cargo's Finance Department is your used car financing resource. We're eager and able to provide financing for your used car, truck or SUV purchase.  Check out our online car finance calculator for an instant used car finance rate. Then, proceed to our online finance application so that a member of our Financial Services team can look after you.

All types of credit history, from good to bad, can qualify for a used car loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Cargo has strong relationships with our financing partners and is committed to finding you the perfect used car loan to suit your purchase finance needs.

Low interest car financing is available for all of our customers.  In addition to new loans,  we can help you refinance your current car loan or adjust the term of the contract. You're just a few mouse clicks away from approved car financing!  Please reach out and let our team know how we can help.






 

Simple Application

Contact Information

Purchase Timeframe

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Need Help?

If you're not quite sure how to proceed, don't worry! You've got our team of auto finance experts in your corner. Give us a call anytime at (226) 407-0535 if you need help with your application. We'll help you get approved for a car loan you can afford, so you can get the right vehicle for you and start driving.